Free Foreclosure Consultation & Upside-Down Analysis
Facing foreclosure? Get a free, no-obligation consultation with John McConnin — a California real estate attorney and broker who has helped homeowners navigate short sales, foreclosures, and loan workouts for over 20 years.
We'll help you determine if your loans are recourse or non-recourse, whether you could owe the bank money, and whether you could face tax liability now that the Mortgage Debt Forgiveness Act has expired.
Get Your Free ConsultationWhat's Included in Your Free Analysis
No cost. No obligation. Just a straight conversation with an attorney who knows California foreclosure law inside and out.
Recourse vs. Non-Recourse Loan Analysis
Find out whether your loans are recourse or non-recourse — and whether the bank can come after you for the difference after a foreclosure or short sale.
Protect Yourself from Deficiency & Taxes
The Mortgage Debt Forgiveness Act expired December 31, 2025. Learn whether you could face tax liability on forgiven debt and how to protect yourself.
AB 2424 — More Time in Your Home
AB 2424 can extend your time in the property by 45 to 90 days, giving you the breathing room to execute on your best option.
Know All Your Options
Short sale, loan modification, deed in lieu, or fighting the foreclosure — understand every path available and which one is right for your situation.
Who You'll Be Talking To
John Eugene McConnin is a dual-licensed California Real Estate Attorney (State Bar #154852) and Real Estate Broker (DRE #01445675). He graduated from the University of San Diego School of Law in 1991.
John has been helping homeowners navigate foreclosures, short sales, and loan workouts for over two decades. The California Association of Realtors had him train Realtors on how to do short sales to protect their clients' interests.
He understands the leverage you have while you're still current, the protections California's anti-deficiency laws provide, and how to use AB 2424 and the Homeowner's Bill of Rights to your advantage.
Book Your Free Consultation
Fill out the form and we'll reach out by text or call — whatever works best for you.
No obligation. No pressure. Just answers.
Prefer to call directly?
(858) 324-8855